Addressed to: Darren D. MacDonald, thenorthbaybay.ca staff
[Editor’s Note: The following letter was sent in on Wednesday, February 20th]
On February 20th, in response to a student protester at Queen’s Park swearing, Doug Ford said that students “should have their mouths washed out with soap. That’s what they should have.”
You know what I saw? Doug Ford dismissing the concerns of the students against education cuts because of some swearing…
Well, get a load of this ████ing bull████.
This ████ drastically cuts funding for all these ████wits of the future and thinks that ████ won’t hit the fan? This tuition was the ██████ catalyst for many students who don’t want to be burdened with upwards of 10 thousand ████ing dollars of █████ █████ debt to go to college. They little ████ers went back for business and ████. Now that piece of ████ has the mother ████ing tools to not only create a lasting career for themselves but give back to this ████ bag we call a county… And that’s ████ing beautiful.
Wash their mouths out with soap? I’ll take that ████ing soap, turn it sideways and shove it up your ███hole for that… Not just the ███ … the hole. Metaphorically, of course, I ain’t no ████ing psychopath.
Get a load of this bull███. Grant vs Loan allocation. The numbers before this ███████ ████ed with our ████ was a simple 50:50 ratio. After? 20:80. What a load of ████. Yes, the grant:Loan allocation changes based on whatever ████ poor excuse for a salary your parents manage to get, but this seems to be the average, with the numbers given.
Let’s get very ████ing basic for a second.
So, a student borrows $10 000 a year from OSAP to get some education or ████ and let’s say they want to be a fancy ████ and is going for a 4-year degree program. Originally that ████ would be 50:50%! The student would get a grant of $5000 per year and get $5000 of student loan. 5 ████ing thousand dollars. That’s a pretty bitchin’ grant. This ████er gets $20 000 of actual student loan over the course of the 4 years
After the change, with that ████ing 20:80%, the student would get $2000 per year and get an $8000 of student loan. Do you know what difference that makes? That is 12 ████ing THOUSAND dollars added to the total. That little ████ has to pay back $32 000 in student loan.
Here’s where the numbers get really ████ed. Not only is it $8000 shy of being double, when we start to look up that ████ed repayment schedule, OSAP used to be a 120-month repayment schedule with 6 being that ████ing grace period. That’s 10 years or some ████.
The interest will stay at a 3.5%, but check this ████ out. With a payment schedule of $232 per month for 114 months, you will pay a ████ton, but not too much. It’ll be $26 448. After the change, you are paying back $356 for 120 months (remember… the ████ing grace period) for a grand total of $42 720. 42 ████ing thousand, 7 ████ing hundred and 20 MOTHER██████ dollars!
That is████ing bull████ and that ████bag of an excuse for a person knows it.
This isn’t including other loan sources that may be required to make up the entitlement shortfalls. Like ████.
Same ████ing education, but over double the ██████ loan. It’s a complete load of ████. That is an increased cost of 162%. Doug Ford is ████ surrounded by ████suckers. But hey, that’s the ████ing government in a nutshell.
████ you, that’s who.